Last Updated: November 11, 2019

# Monkey 6

## Introduction

Monkey 6 is a side bet offered on Monkey Baccarat, a commission-free form of the game, that pushes a winning 3-card Banker 7. The rules are below.

As of this writing, in November 2019, I am aware of a placement at the Commerce Casino in the Los Angeles area.

## Rules

As usual when writing about baccarat, I capitalize the names of the Player and Banker bets and use lower case to refer to those playing the game, to avoid confusion.

A "Monkey" in baccarat is a term for any face card. A 10 is not considered a Monkey for purposes of the Monkey 6 side bet.

1. The Monkey 6 can be found on games titled Monkey Baccarat.
2. Eight decks are used.
3. Monkey Baccarat follows standard baccarat drawing rules, which I assume the reader is familiar with.
4. Banker wins in Monkey Baccarat pay even money, except a 3-card winning Banker total of 7 is a push.
5. The Monkey 6 side bet wins if all of the following conditions are met:
• A total of six cards are in play, between the Player and Banker hands.
• The Player's third card is not a Monkey.
• The Banker's third card is a Monkey.
6. Wins pay 12 to 1.

## Analysis

The following table shows my analysis of the Monkey 6 baccarat. The lower right cell shows that when wins pay 12 to 1 the house edge is 23.14% (ouch!).

### Monkey 6 Return Table

Event Pays Combinations Probability Return
Win 12 295,533,789,192,192 0.059126 0.709508
Loss -1 4,702,864,486,311,170 0.940874 -0.940874
Total   4,998,398,275,503,360 1.000000 -0.231366

The following table shows the house edge for every pay from 12 to 15 to 1.

### Monkey 6 House Edge

Win Pays House Edge
12 23.14%
13 17.22%
14 11.31%
15 5.40%

## Effect of Removal

The advanced readers *ahem* may be interested in the effect of removing any given card from the shoe. The following table shows the effect on the player's expected return by removing a single card from the shoe (so positive is good for the player). I'll leave further analysis on the topic as an exercise for the reader.

### Effect of Removal

Win Pays House Edge
10 0.0000580
Ace 0.0000578
2 0.0000241
3 0.0000346
4 0.0000385
5 0.0000655
6 0.0001636
7 0.0001875
8 0.0003183
9 0.0002851
Face -0.0004110